Terms of Service

Welcome to Fintr, a personal finance tracker and assistant platform based in the Philippines. These Terms of Service govern your use of Fintr's website, app, and related services.

Acceptance of Terms

By using Fintr, you confirm that you are capable of entering into a binding agreement. By accessing or using Fintr, you agree to these terms and to our Privacy Policy. If you do not agree, you may not use our services.

Services Provided

Fintr lets you log expenses, set budgets, and receive AI-powered insights. We do not connect to your bank accounts to protect your data. Features may change without prior notice.

User Conduct

You agree not to misuse Fintr or use it for unlawful activities. You must not attempt to disrupt our services, access data without authorization, or share your account credentials with others.

User Data and Privacy

We collect information you provide to improve your experience. Data is stored securely on trusted third-party servers. We will not sell or share your personal information without your consent, except as required by law. See our Privacy Policy for full details.

Account Termination

We may suspend or terminate your account if you violate these terms, harm our services, or misuse Fintr in any way.

Intellectual Property

All content you input remains yours. You must ensure you have the right to use any content you submit. Fintr respects intellectual property rights and expects users to do the same.

Fair Use Policy

To keep Fintr reliable for all users, we enforce fair use:

  • Usage limits: We may set reasonable caps on AI queries or OCR scans per user.
  • No automation: Bots, scrapers, or automated tools to extract data are prohibited.
  • No account sharing: Accounts are for individual use only.
  • Commercial restrictions: Using Fintr to resell data or services is prohibited without our written consent.
  • Monitoring: We may monitor usage and act against accounts that consistently exceed fair use.

Dispute Resolution

Any disputes will be governed by Philippine law and resolved exclusively in Philippine courts.

Limitation of Liability

Fintr is provided "as is" and "as available." We do not guarantee uninterrupted or error-free service and are not liable for any direct or indirect damages arising from your use of Fintr.

Changes to Terms

We may update these terms from time to time. Continued use of Fintr after changes are posted means you accept the revised terms. We will notify you of material changes via email or a notice on our website.

Last updated: August 28, 2025